1. Introduction
You are at InvestingGuide. It’s a digital platform owned and operated by InvestingGuide, collectively referred to in this document as the “Website,” “Platform,” “We,” or “Our.”
We refer to the Terms of Use as the InvestingGuide Terms of Service (“Terms”). So, “Terms” exclusively govern this website and the services provided as outlined in this document,
Please take your time and carefully read these terms before using our services. Your access to these services constitutes your agreement to be bound by these Terms of Use.
You also have privacy rights, and depending on your location, you may have exclusive privacy-oriented rights. For more detailed privacy information, refer to our Privacy Policy.
2. Eligibility
By using our platform, you affirm that you are at least 16 years old or have the consent of a parent or guardian. At 16, you can read and understand the content of this page. But at that age, you can’t make any investment or trading decisions on your own without the involvement of an adult ( your parent or guardian).
3. Content
- Ownership and Use
The term “Content” in this “Terms” means the following:
- text
- images
- photographs
- tables
- illustrations
- audio
- video
- graphics
- software
- data
- other graphical media; and
- “look and feel” of the Website and InvestingGuide
- channels
Intellectual property rights protect all Content and are InvestingGuide’s or its licensors’ property.
We limit the use of this Content solely for personal, non-commercial use. Other than that, you’ll need our written consent from InvestingGuide.
- Trademarks
We collectively refer to InvestingGuide and third parties who own the trademarks and service marks as “Marks.” You may not use any mark without written consent from InvestingGuide.
- Restrictions
InvestingGuide prohibits you or any other user from altering, copying, transmitting, distributing, displaying, performing, reproducing, publicating, licensing, creating derivative works, transferring, or sale of any Content. If you must, you need prior written consent to do this.
4. User Conduct
- Prohibited Uses
We prohibit you from:
- Using the Website or InvestingGuide Channels in any way that violates applicable laws or regulations.
- Infringing upon or violating the rights of InvestingGuide or third parties, including intellectual property rights.
- Posting or sharing any harmful, unlawful, harassing, threatening, abusive, defamatory, vulgar, obscene, hateful, or otherwise objectionable material.
- Engaging in any actions or activities that interfere with or disrupt the functionalities of the Website or InvestingGuide Channels.
- Account Registration
While account registration is optional, certain areas of the Website may require it. You agree to furnish us with accurate, complete, and updated information during registration. Also, you agree to update your information as necessary.
5. Privacy
We value your privacy and take necessary measures to protect your data. Our Privacy Policy, which describes how we collect, use, and share personal information, is integrated into these Terms by reference.
6. Third-Party Links
Our website partners with other websites and may contain links to such sites. However, InvestingGuide is not responsible for the content or practices of any of these third-party websites. You are free to decline to visit such sites, and if you access them, you do so at your own risk.
7. Modifications to Terms
InvestingGuide reserves the right to modify these Terms at any time without notice. Changes will be effective immediately upon posting. Your continued use of the Website and InvestingGuide Channels constitutes your acceptance of those changes.
8. Termination
InvestingGuide may terminate your access to the Website and InvestingGuide Channels at any time, with or without cause or notice.
9. Dispute Resolution
- Governing Law
Our website is accessible from any location, and as such, the laws of your jurisdiction apply. The Terms will, therefore, be governed by and interpreted according to your jurisdiction, without reference to its conflict of laws rules.
- Arbitration
Any conflict related to these Terms of Service will be settled by arbitration in your area, following the arbitration tribunal’s rules.
If any legal action or proceeding arises under these Terms of Service, you agree to submit to the personal jurisdiction of the courts within your area. You waive any objection to the inconvenience or impropriety of such a forum and consent to service of process by any means authorized by the Law of your jurisdiction.
You agree that InvestingGuide must initiate any cause of action within one year after it accrues, or it will be permanently barred.
If arbitration is not concluded within 60 days from the start of proceedings, either party may request an expedited hearing (a public process for disputes that are not exclusively monetary) to resolve the issue. Should arbitration extend beyond this period due to uncontrollable factors, both parties must cooperate in good faith to expedite the process and reach a resolution.
Each party will bear its own costs for the arbitration, including attorney fees and expenses unless the arbitrator decides otherwise. However, if a party prevails in arbitration and is granted relief, it may recover reasonable attorney fees.
The arbitrator’s decision is binding and final for both parties. Any court with the relevant jurisdiction can enforce the arbitrator’s decision by entering a judgment based on the award issued.
- No Opt-Out
You do not have the right to opt out of the dispute resolution provisions of these Terms. By agreeing to arbitration, you waive your right to participate in a class action lawsuit and agree to resolve any disputes individually, not as part of a group or class.
10. Disclaimer of Warranties
The Website and InvestingGuide Channels are provided “as is” and “as available” without express or implied warranties. We do not guarantee their accuracy, reliability, or completeness.
11. Limitation of Liability
You use this website at your own risk. InvestingGuide shall not be held responsible for any damages arising out of or in connection with the use of or inability to use the Website or InvestingGuide Channels. This position holds even if InvestingGuide has been made aware prior of the possibility of such direct, indirect, special, incidental, or consequential damages.
12. Indemnification
You agree to requite, defend, and hold harmless InvestingGuide, along with its affiliates, partners, officers, directors, employees, agents, and any third-party providers. This protection covers all claims, liabilities, damages, expenses (including reasonable attorneys’ fees), and settlements resulting from or related to your breach of these Terms of Service or any third-party rights. The protection includes but is not limited to, any violation of your warranties and representations outlined in this agreement.
You also agree to fully cooperate with InvestingGuide in defending any claim. InvestingGuide reserves the right to assume exclusive defense and control of any matter subject to your indemnification, and you will not settle any such matter without InvestingGuide’s prior written consent.
13. Disclaimer
By using InvestingGuide’s website and its contents, you accept the inherent risks, including those related to online financial activities. All materials and services provided on the InvestingGuide website, including third-party links, are offered “as is” and “as available,” without any warranties.
InvestingGuide disclaims responsibility for the availability or content of external services linked to its website, as we have no control over these services. Users acknowledge that InvestingGuide is not liable for the availability, accuracy, quality, or suitability of external services and is not responsible for any damages or losses resulting from reliance on these services.
Content on InvestingGuide’s website may contain inaccuracies or typographical errors and may be updated periodically. While we may update our website and its contents at any time, we do not guarantee its accuracy, reliability, or timeliness.
InvestingGuide provides educational resources and information about trading practices, which should not be considered a substitute for professional financial advice. We are not financial advisors, neither are we registered brokers. Our content is strictly educational and should not be construed as investment advice or solicitation.
By using InvestingGuide’s website, you acknowledge and accept these terms and conditions, understanding that you assume full responsibility for any risks that come with using our services. You are free to disagree with these terms and refrain from using our website.
14. General Provisions
- Entire Agreement
These Terms are exclusive and constitute the entire agreement between you and InvestingGuide regarding the use of the Website and its associated Channels. This agreement supersedes all prior or simultaneous agreements, understandings, warranties, and representations, both written and oral, regarding the Website and Channels.
- Severability
In the event a court of competent jurisdiction declares any provision of these Terms unlawful, void, or unenforceable, that provision will be adjusted or deleted to the extent permitted by law. However, the remaining provisions of these Terms will remain in full force and effect. The voiding or unenforceability of any provision does not affect the validity of any other provision of these Terms. The remaining provisions remain enforced to the fullest extent permissible by law.
- No Waiver
We may fail to enforce any right or provision of these Terms, but that does not mean a waiver of such right or provision. Our decision not to enforce a provision right away does not invalidate that provision or any other part of these Terms. We reserve the right to enforce any and all provisions of these Terms at any time, regardless of any previous leniency or non-enforcement.
- Assignment
We may delegate our rights and obligations to any party at any time without prior notice to you. Such party will act on our behalf under these Terms. This means that we can transfer our rights and obligations to another party, including in the event of a merger, acquisition, or sale of assets.
Under these Terms, as a user, you are not permitted to transfer, delegate, or assign your rights or responsibilities without obtaining our prior written consent. Any attempt to do so without authorization remains invalid and will have no legal effect.
15. Contacts
Don’t hesitate to get in touch with us if you have any questions or concerns about these Terms.
Attn: Legal Department
Email: hello@investingguide.co.uk
Effective as of 20th of July, 2024.
By using InvestingGuide’s Website and Channels, you agree to these Terms. If you disagree, please discontinue the use of our services.