Capital.com Review

Capital.com entered the market in 2016 and has grown into a trusted broker with a user base spread across the globe. Today, more than 750,000 people trade through its platforms, drawn in by a mix of simplicity and advanced tools. What adds real weight is that it’s regulated by several tier-one authorities, giving traders confidence that their funds and accounts are secure.

In this Capital.com review UK, I’ll take you through how the broker performs day-to-day, from its fees and platforms to customer support. Ultimately, you will decide whether it’s the right fit for your trading style.

Our Opinion about Capital.com

From my experience, what really sets Capital.com apart for UK clients is the level of regulatory protection. The broker’s UK arm is licensed by the Financial Conduct Authority (FCA), one of the most trusted regulators in the world, and this gives me a lot of confidence. 

On top of that, the company operates under several other licenses across different regions, including CySEC in Europe and ASIC in Australia, both rated as Tier-1 authorities. This layered oversight shows they take compliance seriously.

When it comes to trading itself, I’ve found the platform flexible and intuitive. Beginners can use the clean web and mobile apps, while advanced traders can rely on MetaTrader 4 or TradingView. 

Capital.com spreads are competitive, and I like that there are no hidden fees on deposits or withdrawals. I should note, though, there’s no built-in copy trading option, and assets are only available as CFDs and spread betting rather than direct ownership.

Is Capital.com Safe & Regulated?

Regulatory status is a key indicator of a broker’s safety and reliability. I first examined the entities operating under the Capital.com trade name to evaluate the level of protection offered to traders. I also considered factors such as investor protection, deposit security, securities lending, maximum leverage, and the broker’s regulatory history.

Here are Capital.com’s regulatory entities:

• Capital Com SV Investments Limited – Licensed and regulated by the Cyprus Securities and Exchange Commission (CySEC), license 319/17.
• Capital Com (UK) Limited – Licensed and regulated by the Financial Conduct Authority (FCA, UK), license 793714.
• Capital Com Australia Pty Ltd – Licensed and regulated by the Australian Securities and Investments Commission (ASIC), license 513393.
• Capital Com MENA Securities Trading L.L.C – Licensed and regulated by the Securities and Commodities Authority (SCA, UAE), license 20200000176.
• Capital Com Online Investments Ltd – Licensed and regulated by the Securities Commission of the Bahamas (SCB), license SIA-F245.

Note that UK clients are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000. Clients under CySEC protection are covered by the Investor Compensation Fund (ICF) up to €20,000. Across all entities, client funds are held in segregated accounts, negative balance protection is guaranteed, and maximum retail leverage of 1:30 is capped to reduce risk exposure.

Fees & Charges

I also reviewed Capital.com’s commissions and fees, including minimum deposits, spreads, and costs for deposits or withdrawals. In my experience, Capital.com is very cost-effective, particularly for UK traders and those starting out. I’ve summarised my findings in the table below.

Broker Feature	Details
Minimum Deposit Requirement	£20
Commision & Spreads	From 0.0 pips (spread-only, no commission)
Deposits & Withdrawals	Free
Inactivity Fee	£10 per month (after 12 months of inactivity)

Platforms

​​Capital.com offers a variety of trading platforms to cater to different trader needs. For instance, its web trading platform is browser-based, user-friendly, and includes built-in analytics for live forex trading and other assets. For traders who prefer to manage positions on the move, Capital.com’s mobile app for Android and iOS delivers full trading functionality, real-time alerts, and easy navigation.

The broker also supports MetaTrader 4 (MT4), which is widely recognised for advanced charting, automated trading through Expert Advisors (EAs), and flexible order types. Finally, there is TradingView, which is designed for traders who focus on charts and technical indicators.

Platform	Key Features	Best For
Web platform	Proprietary browser-based platform, easy navigation, built-in analytics	Beginners and casual traders
Mobile app	Android and iOS apps, real-time alerts, full trading functionality	Traders on the go
MT4	MetaTrader 4 support, advanced charting, automated trading	Experienced traders, EA users
TradingView	Charting-focused platform, 150+ analytical tools, social trading	Technical analysts and chart traders
Investmate App	Interactive trading courses, quizzes, and financial education	Advanced learning

Assets You Can Trade

Capital.com offers an impressively broad range of trading instruments, catering to both casual traders and more advanced investors. The trading platform lists over 4,000 spread betting and CFD assets across multiple markets, including forex, stocks, indices, and commodities. The variety ensures that investors can diversify their portfolios effectively without switching platforms.

Account Types

Capital.com UK provides flexible trading account options designed to suit a range of trading styles and experience levels. I discovered a standard account, which allows retail clients to trade CFDs and spread betting with leverage up to 1:30. There’s also a professional account for experienced traders who meet the necessary criteria, providing access to advanced trading tools.

A standout feature is Capital.com’s 1X account, which allows CFD trading with no leverage and no overnight swap fees. I believe it is ideal for traders who prefer a lower-risk, unleveraged approach. In addition, the broker offers a demo account where clients can practise strategies in a simulated environment using virtual funds.

Account Type	Minimum Deposit	Pricing and Fees
Standard	£20	Commission-free with spreads from 0.0 pips
Professional	£20	Commission-free with spreads from 0.0 pips
Demo	£0	Virtual funds, risk-free practice

Customer Support

Capital.com provides round-the-clock support, available 24/7 through live chat, email, and an in-platform help centre. During my testing, I found the live chat especially efficient, with responses arriving within seconds and staff able to answer both technical platform questions and trading-related queries. Email support was slightly slower but still timely, usually within a few hours.

The team is knowledgeable, patient, and professional, guiding me through trading account setup, deposits/withdrawals, and navigating the Capital.com trading platform. I also noticed an FAQ page with comprehensive answers to commonly asked questions.

Education & Demo Account

​​Capital.com provides a solid educational suite suitable for both beginners and more experienced traders. The platform offers a free demo account that mirrors live market conditions, allowing users to practice strategies without risking real money. 

Beyond the demo, Capital.com includes an array of learning resources, such as video tutorials, trading courses, market guides, and an extensive glossary of trading terms. The Investmate app further supplements education by offering interactive lessons, quizzes, and daily market insights to reinforce learning on the go.

Available Features	Notes
Demo Account	Simulated trading environment with £1,000 virtual funds
Market Guides	Detailed explanations of markets, trading strategies, and instruments
Glossary	Comprehensive list of trading and financial terms for easy reference
Investmate App	Interactive lessons, quizzes, and daily market insights
Additional Tools	Blog articles, webinars, and trading tutorials

Setting Up an Account

To truly experience what Capital.com offers, I had to open my own trading account, and the process was terrific. It was smooth and seamless, with no perceptible challenges. The only thing I had to do was provide personal information and verification documents. That wasn’t a problem because we know all FCA-regulated brokers have KYC requirements to meet.

Here are the steps to setting up an account at Capital.com.

Downsides to Capital.com

Capital.com is a reliable and beginner-friendly broker, but it does have some limitations that traders should be aware of. Overall, these are minor and unlikely to affect most casual or intermediate traders, but they may matter to more advanced users. Key downsides include:

• No native copy trading – The platform does not support copy trading, and social trading is only available via TradingView.
• No ETF or direct ownership – UK clients can only trade CFDs and spread betting instruments. Buying and holding real shares or ETFs is not possible.
• 1X account limitations – The 1X account supports CFD trading with no leverage and no swap fees, but it is not available for spread betting.
• Limited advanced order types – Some complex orders are only accessible through MT4 or TradingView, not the proprietary platform.
• No free VPS hosting – Automated trading strategies requiring VPS are not supported natively.

Who is Capital.com right for?

From this Capital.com trading review, it is clear that the broker caters to a wide range of traders. However, its features make it particularly suitable for certain groups. While it offers strong platforms, educational tools, and a broad CFD/spread betting selection, it may not suit investors looking for direct asset ownership or extensive ETF options. Below is a breakdown of who will benefit most from this broker.