Best AI Trading Apps in the UK 2025

Thadeus Geodfrey, an experienced writer and self-taught trader, is not just about market analysis. His skill in identifying fraudulent brokers and ensuring traders’ safety offers security. Join Thadeus and feel protected in your trading endeavours.

checked icon Fact checked
Advertising Disclosure

We may receive compensation from our partners for placement of their products or services, which helps to maintain our site. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn’t influence our assessment of those products.

AI-powered trading platforms are transforming the way people trade compared to traditional brokers. While manual platforms rely on traders to monitor markets and execute orders, AI trading apps can analyse data 24/7, automate strategies, and eliminate emotional decision-making.

In the UK, numerous AI trading apps are available, but not all are trustworthy. I tested the most popular platforms and selected the top 5 based on licensing, fees, and reputation. Each one is regulated by leading authorities such as the Financial Conduct Authority (FCA), making them safe, reliable, and worth considering for anyone exploring AI-driven trading.

List of the Best AI Trading Apps

  • 1 Pepperstone Review 2025
    8,155 User Reviews
    4.6
    check circle icon Visit site
    Risk Warning

    86% of retail investor accounts lose money when trading on margin with this provider. You should consider whether you understand how margin trading works and whether you can afford to take the high risk of losing your money.

    arrow right icon Read review
  • 2 FxPro Review 2025
    4,673 User Reviews
    4.5
    check circle icon Visit site
    Risk Warning

    74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

    arrow right icon Read review
  • 3 FP Markets Review 2025
    9,006 User Reviews
    4.4
    check circle icon Visit site
    Risk Warning

    Derivative products are highly leveraged, carry a high level of risk and may not be appropriate for all investors.

    arrow right icon Read review
  • 4 OANDA Review 2025
    11,050 User Reviews
    4.4
    check circle icon Visit site
    Risk Warning

    76% of retail investor accounts lose money when trading CFDs with OANDA TMS Brokers S.A. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

    arrow right icon Read review
  • 5 eToro Review 2025
    192,200 User Reviews
    4.3
    check circle icon Visit site
    {etoroCFDrisk}% of retail investor accounts lose money when trading CFDs with this provider.
    arrow right icon Read review
In This Guide

Compare Brokers Table

The table below provides a side-by-side comparison of essential factors, including regulations, supported platforms, and payment methods. These are the same criteria I applied when reviewing each provider to ensure only reliable services made the list.

By reviewing the table first, you can quickly confirm which apps are regulated by your preferred authorities, identify whether they support your favourite platforms, and check that the deposit and withdrawal methods align with your needs. This overview makes it easier to narrow your choices before diving into the detailed reviews.

Best AI Trading AppsLicensing & RegulationSupport ServiceSoftwarePayment MethodDemo AccountMoney Insurance
PepperstoneFCA, MAS, ASIC, FSCA, DFSA, CySEC, CMA, SCB, BaFin24/7TradingView, MT4, MT5, cTrader, Pepperstone Trading Platform, Social tradingVisa, Mastercard, Bank transfer, Neteller, Skrill, PayPal YesYes
FxProFMA, CySEC, FSCA, SCB24/5FxPro Mobile App, MT4, MT5, cTrader, FxPro WebTraderCredit/debit cards, Bank wire transfers, Neteller, Skrill, PayPalYesYes
FP MarketsFCA, MAS, FSCA, ASIC, CMA, CySEC, FSA24/7MT4, MT5, TradingView, cTrader, WebTrader, Mobile App, Copy TradingCredit/debit cards, Neteller, Skrill, Bank transfer, Google Pay, Apple PayYesNo
OANDAFCA, B.V.I. FSC, CySEC, ASIC24/5MT4, TradingView, Web, MobileCredit/debit cards, Bank/wire transfer, Skrill, NetellerYesYes
eToroFCA, MAS, CySEC, FSCA, ASIC, SFSA, ADGM, MFSA, FSAS, GFSC, SEC24/5eToro investing platform and app, Multi-asset platform, Social Trading, Copy Trader, Smart PortfoliosCredit/debit cards, Bank transfer, Klarna, PayPal, Skrill, NetellerYesYes

Fees & Commissions

Trader feedback shows that most investors prefer brokers with low fees and a wide range of assets. Low fees are vital because they reduce trading costs and help protect your profits over time, while access to more assets gives you greater flexibility to diversify your portfolio.

With this in mind, the following sections include two tables that compare the top providers on these factors. They will help you quickly identify brokers that are both cost-effective and offer the financial instruments you want to trade, making it easier to choose the platform that fits your strategy.

Fees

Best AI Trading AppMinimum Deposit RequirementCommission/ SpreadsDeposits/ WithdrawalsInactivity Fee
Pepperstone£0From 0.0 pipsFree£0
FxPro£100From 0.0 pipsFree£15 monthly
FP Markets£100From 0.0 pipsFree£0
OANDA£0From 0.0 pips£20 withdrawal fee£10 monthly fee
eToro£100From 1 pip£5 withdrawal fee£10 monthly

*Commission charges apply.

Apps Reviews

I’ve tested each of the recommended AI trading apps in the UK and summarised my findings in the mini-reviews below. These reviews cover crucial aspects, including each broker’s supported third-party platforms, available financial instruments, and minimum deposit requirements.

Before using any of these apps, remember that trading carries significant risk. According to the Financial Conduct Authority (FCA), about 80% of CFD traders lose money. CFDs (Contracts for Difference) let you speculate on price movements without owning the underlying assets, which can increase both potential gains and losses.

These mini-reviews are designed to help you compare each app’s features and limitations, enabling you to make informed trading decisions.

1. Pepperstone – Best For Advanced Traders

For seasoned traders, Pepperstone is an excellent choice for advanced AI trading. The app allows you to buy Expert Advisors (EAs), build your own strategies, and backtest them using trading simulators. You also gain access to multiple powerful trading tools, including:

  • MetaTrader 4 – Popular for its wide variety of Expert Advisors (EAs).
  • MetaTrader 5 – Equipped with newer features such as a built-in economic calendar.
  • cTrader Ideal for building custom AI trading strategies.
  • TradingView – Offers the most intuitive charting functions.

Pepperstone does not require a minimum deposit, so you can start trading with any budget. The app provides access to over 2,700 financial instruments, including CFDs on forex, indices, commodities, and shares.

Trading costs are low, with spreads starting from 0.0 pips on major FX pairs such as GBP/USD, AUD/USD, and USD/JPY. There are no inactivity fees, and deposits and withdrawals are free. The app runs seamlessly on both Android and iOS, ensuring smooth trading on the go.

With its combination of advanced platforms, extensive instruments, low costs, and user-friendly mobile support, Pepperstone is a top pick for professional traders and anyone leveraging AI trading strategies. 

Pepperstone

✔24/7 customer support
✔No inactivity fees

Visit site
Risk Warning

86% of retail investor accounts lose money when trading on margin with this provider. You should consider whether you understand how margin trading works and whether you can afford to take the high risk of losing your money.

Read review
trustpilor logo
3,000 User Reviews
google
5,000 User Reviews
apple
155 User Reviews
investingguide logo
Our Rating
Total Rating:
8,155 User Reviews
Pros & Cons
Fees
Trading Assets

Pros

  • 24/7 support service
  • No minimum deposit is required
  • Deposits and withdrawals are free
  • No account inactivity fees
  • Low spreads starting from 0 pips on Razor
  • Supports MT4, MT5, cTrader, and TradingView

Cons

  • Only CFDs are available
  • Higher spreads for Standard users

After evaluating Pepperstone, we opened a trading account for conducting extensive tests. The process was quick and easy.

But what impressed us most was the Pepperstone minimum deposit requirement. This platform has no minimum deposit, which makes it ideal for low-budget and high-budget traders. If you are a beginner, joining this broker is advisable since you can start with a low amount and increase your stakes with time. To top it off, Pepperstone supports free deposits and withdrawals. This broker allows you to use diverse payment methods for free, from Visa debit and credit cards to PayPal and domestic bank transfers.

When it comes to spreads and commissions, Pepperstone is very cost-friendly. You can open a Razor account with this broker and enjoy 20 commission-free trades. Pepperstone’s Standard accounts also have zero commissions. On the other hand, spreads start from as low as 0.0 pips for forex pairs like EUR/USD and 0.5 for commodities like XAUUSD.

Finally, unlike most of its peers, Pepperstone charges zero inactivity fees. However, any positions you hold overnight with this platform are subject to swap rates. Visit Pepperstone’s pricing page for a detailed account of how this broker calculated swap rates for different financial instruments.

The Pepperstone trading platform gives traders access to over 90 FX pairs and 1200+ CFDs on different assets, including shares, indices, and commodities. UK traders can access all the products that this broker offers. But, to minimize losses, prioritize trading assets you are familiar with. If there’s an alien instrument you’d like to try, learn its fundamentals before risking your money.

Here’s an overview of Pepperstone’s products:

  • Forex: You can trade diverse currency pairs with Pepperstone, including majors, minors, exotics, and crosses. This trading platform promises to fulfill all FX exchange trades fully, without requotes or partial executions.
  • Commodities: Pepperstone users can trade CFDs on popular commodities like crude oil, natural gas, silver, and gold. This broker doesn’t have rollovers or expiry for CFD commodities.
  • Indices: With a Pepperstone account, you can speculate on the price movements of indices like JPN225, UK100, and US500. This platform supports leverage trading, meaning you won’t need large sums to open sizable positions while trading CFDs on indices.
  • Currency indices: You can use the Pepperstone trading platform to trade popular currency indices like EURX, USDX, and JPYX. However, note that some of these instruments have high spreads.
  • Shares: If you want to trade shares CFDs, Pepperstone is the platform to choose. It offers CFDs on shares from different corners of the globe, from the UK to Germany and the US.
  • ETFs: Pepperstone supports over 100 ETFs. You can trade CFDs on these assets and profit from rising and falling prices. The ETFs available on this platform follow the performance of diverse sectors, from technology and energy to mining and bonds markets.

2. FxPro – Overall Best

FxPro is a top choice for sophisticated traders who want to automate strategies using bots and Expert Advisors (EAs). The broker stands out for its selection of world-recognised third-party platforms, including:

  • MT4 Supports EAs that execute trades 24/7 based on predefined rules and algorithms.
  • MT5 Includes all MT4 features plus additional tools such as an integrated economic calendar.
  • cTrader – Offers advanced functionality, including full Depth of Market (DoM).

The FxPro app works on both iOS and Android. To access all its features, you must sign up and fund your account with a minimum of £100. Once verified, you gain uncapped access to additional benefits beyond third-party tools, including:

  • Tight spreads starting from 0 pips on major forex pairs.
  • 2,100+ financial assets, including CFDs on shares, crypto, and forex.
  • Reliable support via phone, live chat, and email.

Please note that crypto CFD trading is restricted to professional traders, as required by the Financial Conduct Authority (FCA). Retail traders cannot access these instruments due to the high volatility and market abuse risks associated with them.

With its combination of automated trading platforms, broad market access, tight spreads, and strong support, FxPro is ideal for traders seeking professional-grade tools and AI-assisted strategies.

FxPro

✔User-friendly platform
✔Low minimum deposit requirement for UK clients

Visit site
Risk Warning

74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Read review
trustpilor logo
1,000 User Reviews
google
3,020 User Reviews
apple
653 User Reviews
investingguide logo
Our Rating
Total Rating:
4,673 User Reviews
Pros & Cons
Fees
Trading Assets

Pros

  • Over 2,100 tradable instruments
  • cTrader, MT4, and MT5 are available
  • Competitive spreads from 0 pips
  • World-class customer support service
  • No transaction fees

Cons

  • £15 monthly fee after 6+ months of inactivity
  • Only CFDs are available

From our broker analysis and comparisons, we find FxPro to be one of the most affordable brokers for Ul clients. For starters, this broker has a free account opening procedure that takes minutes to complete. Moreover, it has a £1000 minimum deposit requirement, though you can deposit as little as £100. And when it comes to transaction costs, FxPro doesn’t impose any. We believe this makes it suitable for newbies who are sceptical about spending a lot of money and low-budget traders.

When it comes to trading charges, FxPro imposes low fees compared to other brokerage firms. For instance, forex trading attracts low fees, starting from 0.0 pips on major currency pairs. However, expect to incur additional costs for positions left overnight. There is also an inactivity fee of £10 monthly should your account remain dormant for over six months.

FxPro UK lists over 2,100 CFD instruments to trade. These include shares, forex, metals, indices, energy, and futures. While we like trading these assets, its offering is limited compared to most of its peers. Let’s break down these offerings so you can fully understand what to expect. 

  • Forex: Forex trading at FxPro gives you access to 70+ currency pairs, including major, minor, and exotic. You will enjoy fast trade execution with low spreads starting from 0.0 pips.
  • Shares: We also discovered thousands of shares to trade on this broker’s platform. These include popular options like Google, Meta, Apple, Barclays, Starbucks, and more.
  • Indices: Popular indices across Europe, America, and Asia are available to trade as CFDs. You can trade this asset on multiple platforms, including MT4, MT5, FxPro Edge, and cTrader.
  • Futures: For those who prefer trading futures, FxPro offers endless opportunities. Futures are a popular investment method that allows traders to speculate on the value of a range of commodities, indices, and energy.
  • Energy: You can also trade popular spot energy commodities like Natural Gas and Brent Oil. These are ideal instruments for short-term trading and portfolio diversification.
  • Metals: If you are passionate about metals like gold, palladium, platinum, silver, copper, and lead, FxPro is your one-stop platform. The best part is that you can explore them on a platform of your choice while incurring low charges.

3. FP Markets – Top Option For Forex Trading

FP Markets is a top AI trading app in the UK for forex traders. As an ECN broker, it provides direct market access, delivering real bid and ask prices without interference from the service provider.

With a verified FP Markets account, you can trade 60+ currency pairs, including GBP/USD, AUD/USD, and EUR/GBP. Spreads are low, with many major pairs such as GBP/CAD, EUR/USD, and AUD/USD starting from 0.0 pips for Raw accounts. Standard accounts begin at 1.0 pips on major FX pairs.

FP Markets also allows you to diversify your portfolio with a wide range of CFDs, including:

  • Over 650 global stocks
  • 290+ ETFs
  • Commodities like coffee and corn
  • Precious metals, including gold and silver

The app is user-friendly and available on both Android and iOS. It also supports the most respected third-party trading platforms, including MetaTrader 4 (MT4), MetaTrader 5 (MT5), and cTrader, letting you trade advanced strategies directly from your mobile device.

FP Markets combines tight spreads, diverse instruments, direct market access, and mobile platform flexibility, making it an excellent choice for both professional and AI-assisted traders. In my opinion, FP Markets has a robust choice for anyone to take their forex trading to the next level.

FP Markets

✔10,000+ tradeable financial instruments
✔Free deposits and withdrawals

Visit site
Risk Warning

Derivative products are highly leveraged, carry a high level of risk and may not be appropriate for all investors.

Read review
trustpilor logo
9,000 User Reviews
google
0 User Reviews
apple
6 User Reviews
investingguide logo
Our Rating
Total Rating:
9,006 User Reviews
Pros & Cons
Fees
Trading Assets

Pros

  • Forex enthusiasts can trade 60+ FX pairs
  • Tight spreads from 0 pips
  • cTrader, MT4, and MT5 are available
  • 24/7 Online support
  • £0 inactivity fees
  • Swap-free accounts for Islamic traders

Cons

  • £1000 Minimum deposit required on Iress
  • Limited asset range for UK traders

Before going any further, note that the FP Markets minimum deposit is £100. You can’t fund your account with anything less than the mandated amount. Also, as a trader, expect to cover stipulated FP Markets fees and commissions. Let’s expound on that.

FP Markets has different trading and non-trading fees. However, the costs you will likely incur depend on where you are from. Take London as an example. If you’re from this city, you’ll incur a 0.10% commission per side while trading equity CFDs. You’ll also have to pay a £60 monthly fee if you use Iress Trader or ViewPoint.

But here’s the good news. You won’t incur additional costs while depositing or withdrawing money from your FP Markets trading account. Moreover, unlike many other brokers, this service provider doesn’t have inactivity fees for dormant accounts.

Please visit FP Market’s official site for a comprehensive overview of all fees and commissions.

FP Markets has one of the largest selections of tradable products today. While exploring this platform, we discovered over 70 currency pairs and a whopping 10,000+ CFDs across ETFs, shares, metals, and more. Here’s a rundown of this broker’s product offerings:

  • Forex: As a forex trader, you can use FP Markets to access 70+ popular pairs, from BBP/USD and EUR/GBP to CAD/JPY and AUD/NZD. These are available 24/5 and have tight spreads starting from 0.0 pips. You can also choose a Standard or Raw account, depending on your preferences.
  • Shares: FP Markets offers thousands of international share CFDs. You can use your FP Markets account to trade CFDs on shares from many popular companies, from Adidas and Volkswagen to BMW and Porsche. You can also trade with MT5 or Iress and enjoy all associated perks.
  • Metals: If you are interested in metal CFDs, check out FP Markets. This platform allows users to trade CFDs on various precious metals, including gold, silver, and aluminium. It also offers spreads as low as 0.0 pips for instruments like XAG/USD. You can trade metal CFDs with MT4 or MT5 after joining FP Markets.
  • Commodities: FP Markets supports trading CFDs on popular commodities like crude oil, coffee, and natural gas. This broker also allows its clients to use MT4 and MT5 to enhance their commodity CFD trading experience.
  • Indices: After signing up with FP Markets, you can trade CFDs on indices such as AUS200, FRA40, and EURO50. The best part is you can harness the potential of two of the best third-party trading platforms today: MT4 and MT5.
  • Digital currencies: FP Markets embraces crypto enthusiasts and allows them to trade CFDs on diverse digital assets, including Bitcoin, Litecoin, and Ripple.
  • Bonds: With this broker, you can dive into various bond markets. They range from government and corporate bonds to mortgage-backed bonds and bond indices. You can trade any bond you fancy and enjoy significant returns.
  • ETFs: Suppose you’re interested in trading CFDs on ETFs. FP Markets has a broad range of products you can access today, from gold and currency ETFs to bond and commodity ETFs.

4. OANDA – Beginner-Friendly

OANDA is a user-friendly AI trading app, making it an ideal choice for beginner traders in the UK. The app supports TradingView, a beginner-friendly platform featuring a clean and intuitive interface for navigating charts, placing orders, and setting custom alerts. You can also automate trades using strategies written in Pine Script.

Other platforms available after registering include MetaTrader 4 (MT4) and MetaTrader 5 (MT5), giving access to advanced tools as you grow as a trader. OANDA offers multiple account types to suit different needs:

  • Standard: Designed for retail traders, including beginners.
  • Professional: For experienced traders meeting qualifications such as a portfolio exceeding £500,000.
  • Spread Betting: Allows betting on asset spreads with tax-free profits, available only to eligible UK traders.

The app is compatible with both Android and iOS devices, and there is no minimum deposit requirement, making it accessible to users regardless of their budget. Deposits and withdrawals are free, and the platform supports a wide range of instruments, including:

  • 65+ forex CFDs
  • 1,500+ share CFDs
  • CFDs on commodities such as natural gas and wheat
  • CFDs on precious metals, including gold and silver

With beginner-friendly platforms, flexible account options, no minimum deposit, and a diverse range of instruments, OANDA is a strong choice for new traders looking to explore AI-assisted trading in the UK.

OANDA

✔No minimum deposit requirement
✔Excellent customer support service

Visit site
Risk Warning

76% of retail investor accounts lose money when trading CFDs with OANDA TMS Brokers S.A. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Read review
trustpilor logo
1,000 User Reviews
google
7,550 User Reviews
apple
2,500 User Reviews
investingguide logo
Our Rating
Total Rating:
11,050 User Reviews
Pros & Cons
Fees
Trading Assets

Pros

  • User-friendly, customizable interface
  • MT4, MT5, and TradingView are offered
  • CFDs on thousands of trading instruments
  • In-depth learning resources, including guides and webinars
  • Sharp spreads from 0 pips

Cons

  • Only CFD instruments featured
  • £10 monthly fee after 12+ months of inactivity

Opening an OANDA trading account is free, and you only need your personal details to set it up. From our experience, there is no minimum deposit requirement. We believe this attracts even low-budget traders as they can easily dive into financial market investment with any amount they can afford.

We also noticed that the OANDA broker doesn’t charge fees for deposits. This is whether you transact using credit/debit cards, e-wallets, or bank transfers. Plus, users can make one free withdrawal every month using their credit/debit cards. Subsequent withdrawals attract a fee, which varies depending on the currency you are transacting with. Bank transfers and e-wallet withdrawals also attract a fee, which from our analysis, is higher than credit/debit card withdrawals.

When it comes to inactivity fees, OANDA charges £10 monthly should your account remain dormant for over 12 months. Financing charges also apply for positions left overnight. Overall, we can confidently state that OANDA has no hidden charges. It allows users to easily plan and budget for their activities without worrying about future surprises.

OANDA prides itself on being one of the best forex and CFD brokers. We also discovered that it offers spread betting services for UK clients. You can explore over 2200 instruments, including indices, forex, commodities, and more.

Note that CFD trading carries inherent risks, and you can incur massive losses without a solid plan and strategy. From our analysis, over 76% of retail traders lose money from CFD assets. Therefore, always conduct thorough market research and be confident in your strategy before opening a CFD position.

5. eToro – Best For Copy Trading

eToro is the leading AI trading app in the UK for copy trading, making it suitable for both beginners and experienced traders. Copy trading allows users to automatically replicate the strategies of top investors, saving time while learning market fundamentals. eToro’s CopyTrader feature enables this without any extra fees, making it both practical and cost-effective.

The platform supports trading across a wide range of assets, including:

  • CFDs on 7,000+ financial instruments, covering stocks, forex pairs, and commodities.
  • Over 6,000 individual stocks, including UK favourites like Associated British Foods, Barclays, and Avon Protection Plc.
  • Over 70 cryptocurrencies, including Bitcoin, Ethereum, and XRP.

eToro also offers an educational hub featuring free courses, tutorials, and learning materials designed for beginners, intermediate traders, and experienced investors. You can access these resources after signing up and funding your account with a minimum of £50.

With its combination of copy trading, AI tools, extensive asset coverage, and educational resources, eToro is ideal for traders who want to earn while learning and practising.

eToro

✔5000+ financial instruments
✔Cost-free deposits

Visit site
{etoroCFDrisk}% of retail investor accounts lose money when trading CFDs with this provider.
Read review
trustpilor logo
28,000 User Reviews
google
150,000 User Reviews
apple
14,200 User Reviews
investingguide logo
Our Rating
Total Rating:
192,200 User Reviews
Pros & Cons
Fees
Trading Assets

Pros

  • 7,000+ tradable financial instruments
  • Invest in 6,000 stocks
  • Supports copy and social trading
  • Simplified, user-friendly interface
  • Competitive spreads and commissions
  • 70+ crypto assets available

Cons

  • £10 monthly fee after 1 year of inactivity
  • No support for third-party trading systems

If there’s anything that can eat away at your profit margins, it’s unnecessary costs. Thankfully, eToro fees UK are reasonable and pocket-friendly. We acquired a new account without paying a single cent, which was quite a relief. We also noticed that you can enjoy free deposits by using USD. That said, eToro supports many other currencies, including GBP, EUR, and RMB.

You will incur conversion fees if you use any currency other than USD. And if you use any currency that eToro doesn’t support, you must pay conversion fees to your payment provider. The exact conversion fees you may incur at any moment will depend on various factors, including your preferred currency and payment method.

Please note that eToro subjects each withdrawal request to a £5 fee. The platform uses this money to pay expenses arising from international money transfers. Most importantly, you can’t withdraw less than £30 from the eToro trading platform.

While depositing money into our account, we noticed that eToro has strict minimum deposit requirements. Britons using this platform have to deposit at least £100 the first time. Afterwards, you can fund your account with as little as £10, depending on your preferred payment method.

Commission-wise, eToro is very friendly to people who trade ETFs or invest in real stocks since the broker charges 0% for these assets. On the other hand, if you buy or sell crypto on this platform, expect to pay a 1% fee. CFD trading also attracts variable spreads depending on the involved instruments. For instance, the spreads for currencies and commodities start from 1 pip and 2 pips, respectively.

Not to forget, eToro charges a £10 monthly inactivity fee that kicks in after 12 months of dormancy.

eToro has 6,000+ product offerings. Finding something that fits your trading goals won’t be a problem with this platform. And the best part is this broker allows you to trade and invest in different assets. Here’s an overview of the products we encounter while evaluating eToro:

  • Stocks: eToro supports 6000+ stocks. As an eToro account holder, you can trade or invest in stocks from popular companies like Apple, Alphabet, and Microsoft.
  • Cryptocurrencies: Over 100 digital currencies are available on the eToro trading platform. They range from BTC and LTC to ETH and SOL. You can trade CFDs on these currencies or buy the assets and hold them in your eToro crypto wallet.
  • ETFs: eToro allows traders and investors to diversify their portfolios with ETFs and CFDs on ETFs. In other words, this platform lets you either buy exchange-traded funds or trade these assets as CFDs without owning the underlying assets.
  • Indices: We found a rich selection of top indices on eToro, including USDOLLAR, SPX500, and NSDQ100. You can trade CFDs on such instruments and profit from rising or falling prices.
  • Commodities: If you love trading commodity CFDs, eToro won’t disappoint. This platform offers 44 popular commodities, including Gold, Oil, Palladium, and Corn.
  • Currencies: Joining eToro gives you the opportunity to trade CFDs on different currency pairs, from GBP/USD and USD/JPY to GBP/CHF and EUR/CAD. You can also buy and sell FX pairs on this trading platform.

Explore our additional article on the UK’s top AI stock trading apps.

How to Choose an AI Trading App

How to Choose an AI Trading App

Not all AI trading apps in the UK are created equal. Some deliver efficient tools, fast execution, and smooth trading experiences, while others expose their users to issues such as slow trades, app crashes, and inadequate customer support.

To avoid such challenges, every trader should consider the following key factors when selecting reliable apps and service providers.

Regulatory Status
Customer Support
nline Ratings and Reviews
Fees and Costs
Available Assets

Always check whether your chosen AI trading app is authorised and regulated by top-tier authorities, such as the FCA (UK), ASIC (Australia), or CySEC (Cyprus). Regulation ensures fair trading practices, security, and protection of your funds. Tier-1 regulators also help prevent issues like fraud, data theft, or mismanagement, shielding you from unreliable or untrustworthy providers.

Assess the quality of support before opening an account. Reliable apps offer fast, effective assistance for issues such as account access problems, technical glitches, or delayed transactions. Test support through the available channels—phone, live chat, or email—and note both response speed and clarity to gauge how well the provider will assist you when problems arise.

Review feedback from other users before committing. Platforms like Google Play, the App Store, and Trustpilot provide insights into an app’s reliability. Focus on providers with a strong history of positive reviews and responsive customer service. Avoid apps with a high volume of unresolved complaints or a weak track record of addressing issues promptly.

Scrutinise each app’s pricing structure. Some platforms may advertise low upfront costs but charge hidden fees that reduce your profits. Pay attention to spreads, account fees, transaction charges, and costs associated with AI trading tools. Also consider the minimum deposit requirement. Choosing apps that strike a balance between low costs and high-quality features helps maximize your returns.

The best AI trading apps offer wide access to the instruments you want to trade. Check which assets the platform supports before signing up. Most brokers focus on CFDs (Contracts for Difference), which allow you to speculate on price movements without owning the underlying assets. If you prefer buy-and-hold investing, verify whether the platform offers the specific stocks or other assets you want to trade.

How to Start with AI Trading App

AI trading apps use automated algorithms and trading robots to analyze market data and execute trades on your behalf. Some apps allow you to customize strategies, utilize expert advisors (EAs), or follow professional traders, enabling both beginners and experienced users to trade efficiently without requiring constant manual input.

Setting up an AI trading app in the UK is generally straightforward; however, it’s essential to follow the process carefully. Providing accurate personal information and any required documents ensures your account is verified quickly and prevents delays or complications.

The steps below outline how to get started safely and efficiently with an AI trading app, so you can begin trading with confidence.

Step 1: Visit the official website
Step 2: Download the app
Step 3: Create your account
Step 4: Complete verification
Step 5: Deposit funds
Step 6: Start trading

Go to your chosen AI trading app’s official website and review the platform details carefully. Read the terms and conditions to ensure you understand and are comfortable with the policies. Review key aspects, including fees, supported payment methods, available assets, and platform features. Doing this research upfront helps you avoid surprises later.

Once you’re confident in the platform, download the app onto your Android or iOS device. Always use official sources—the App Store, Google Play, or the provider’s website—to avoid scam versions. Legitimate download links are typically provided on the provider’s official site.

Open the app and register by entering your full name, email, phone number, and a strong password. Many providers also request details about your financial and employment status. Providing accurate information ensures a smooth verification process and avoids future complications.

Most FCA-regulated AI trading apps require identity verification before you can access full account functionality. This usually involves submitting a government-issued ID (passport or driver’s license) along with proof of address (utility bill or bank statement). Ensure all documents match the information used during registration. Verification can take anywhere from a few hours to a couple of days, depending on the provider.

After verification, deposit your trading capital. Go to the deposit tab and choose a suitable payment method, such as bank transfer, debit/credit card, or e-wallet. Take note of the minimum deposit requirements, any applicable fees, and processing times for each method to plan your trading strategy effectively.

Once your account is funded, you can begin trading and using AI-powered tools and automated strategies. Explore the platform’s features, analyse market trends, and implement risk management tools, such as stop-loss orders. If you’re new to trading, start with a small capital to minimise risk while gaining experience.

Differences Between AI Trading Platforms and Traditional Platforms

AI trading platforms are designed to work at lightning speed, using smart algorithms to scan huge amounts of market data and place trades automatically. Unlike a human trader, AI can track hundreds of indicators at once, learn from past patterns, and adapt its strategies as markets change. This makes it ideal for spotting quick opportunities and reducing the impact of emotions, something many new traders struggle with.

Traditional trading platforms, on the other hand, put more control in the hands of the trader. Here, decisions rely heavily on personal judgement, research, and experience. While this approach is slower and more vulnerable to human error, it gives traders the flexibility to react to unexpected events, trust their intuition, and adjust strategies in real time.

For beginners, the main difference comes down to automation versus control. AI platforms take care of much of the heavy lifting, making trading more accessible and efficient. Traditional platforms require more hands-on effort but allow traders to fully shape their own strategies. Modern traders often strike a balance: they delegate routine tasks to AI while concentrating on broader strategic decisions.

Key Risks and Considerations When Using AI Trading Apps

Before integrating any AI trading application into your financial strategy, it is essential to thoroughly understand the inherent risks and potential challenges associated with it. While these advanced tools offer significant advantages in enhancing trading efficiency and streamlining decision-making processes, they are not without their own set of financial, technical, and security vulnerabilities. A comprehensive understanding of these factors is crucial for promoting safer trading practices and making informed investment decisions.

  • High Risk of Financial Loss


Trading instruments such as Contracts for Difference (CFDs) and engaging in leveraged trading strategies inherently carry a substantial risk of significant capital loss. It is strongly advised to begin with a modest investment amount and diligently employ robust risk management tools, such as strategically placed stop-loss orders. It is imperative to remember that even highly experienced and successful traders are not immune to losses, underscoring the critical importance of meticulous capital management and a disciplined approach to trading.

  • Overreliance on AI Tools


While AI can effectively automate various trading functions and analyse vast datasets, the unpredictable nature of financial markets remains a constant. AI tools should be viewed as sophisticated complements to, rather than replacements for, your own comprehensive market analysis, fundamental research, and technical interpretations. 

It is vital to avoid relying solely on automated systems for every trading decision, as human oversight and critical thinking remain indispensable in navigating volatile market conditions.

  • Regulatory Risks and Compliance


To safeguard your investments and personal data, it is crucial to exclusively use AI trading applications that are officially regulated by reputable financial authorities. In the UK, this includes the Financial Conduct Authority (FCA).

Unregulated applications pose significant risks, potentially exposing users to fraudulent schemes, exorbitant hidden fees, or a lack of legal recourse in the event of disputes. Diligently verifying the licensing and regulatory compliance of any platform before committing funds helps ensure a higher degree of safety and accountability.

  • Hidden Fees and Operational Costs


Some AI trading applications may initially present themselves with appealingly low upfront costs, only to embed their actual expenses within high spreads, elevated transaction fees, or subscription charges for advanced AI features. Before depositing any capital, meticulously review the platform’s complete fee structure, including minimum deposit requirements, withdrawal fees, and any recurring costs associated with the AI tools or premium services.

A thorough understanding of all potential expenses beforehand is crucial for protecting your profit margins and preventing unwelcome financial surprises.

  • Data Security and Privacy Concerns


Given the sensitive nature of financial transactions and personal identification, it is imperative to ensure that any AI trading app you choose utilises robust encryption protocols to safeguard your personal and financial information from unauthorised access. Always confirm that the provider is legitimate and verified before uploading any identification documents or sensitive data. Be wary of applications that do not clearly outline their data protection policies or have a questionable track record regarding data breaches. Prioritizing platforms with strong security measures and a transparent approach to data privacy is non-negotiable in today’s digital landscape.

How We Test

Alongside my team of professional researchers, I thoroughly tested, compared, and ranked AI trading apps available in the UK. We focused on key factors such as security measures, quality of customer support, and the variety of assets offered, ensuring that only the most reliable platforms made the top five list.

To maintain fairness and accuracy, we also considered user ratings and reviews from trusted sources, including Google Play, the App Store, and Trustpilot. These insights allowed us to identify each app’s strengths and weaknesses, giving a complete picture of real-world performance.

This process ensures that our recommendations are unbiased, well-informed, and tailored to help you choose a platform that meets your trading needs. For a detailed overview of our testing methodology, please visit our
How We Test page.

FAQs

Are AI trading apps legal and regulated in the UK?

Yes. AI trading apps are legal in the UK, but they must be connected to FCA-regulated brokers. This ensures that trading activity follows proper compliance rules and protects investors under UK financial law.

Can AI trading apps guarantee profits?

No. While AI can make trading more efficient and consistent, it cannot eliminate risk. Markets are unpredictable, and even the best algorithm will face losses at times.

Do I need technical or coding skills to use AI trading apps?

Not necessarily. Many modern platforms are designed with user-friendly dashboards, allowing beginners to automate strategies through simple settings instead of complex coding.

What are the main risks of using AI trading apps?

The main risks include relying too heavily on automation, sudden market volatility, technical glitches, or over-optimising a strategy that doesn’t hold up in real conditions. Losses are always possible.

How much money do I need to start using an AI trading app?

There’s no fixed amount, but it’s smart to begin with a small sum you’re comfortable losing. As you gain confidence and see results, you can gradually scale up your investment.

Final Thoughts

AI trading apps can give traders an edge by analyzing markets faster and executing strategies efficiently. To benefit fully, select a platform that aligns with your trading goals, risk tolerance, and preferred instruments. Focus on key factors such as asset range, available tools, pricing, and regulatory status.

Be aware of risks. Some apps may be unregulated or make unrealistic promises, such as guaranteed profits. Even with regulated platforms, CFDs and leveraged trading carry a high risk of loss. Start with small amounts, use risk management tools, and trade responsibly to maximize the benefits while minimizing potential pitfalls.

author image
Thadeus Geodfrey

Thadeus Geodfrey and finance are inseparable. He is a versatile expert with a strong cryptocurrency and market analysis background. Thadeus provides a unique blend of technical and strategic insights as a seasoned financial writer. His overarching probe and attention to detail inspire the InvestingGuide community. He guides you through the continuously evolving market landscape to build solid investments or make successful trades.

2 Replies to “Best AI Trading Apps in the UK 2025”

    • Jeronimo says:

      I've had great success using Pepperstone for its advanced features and low spreads, along with eToro

    • Ellis says:

      This is really helpful but I'm completely new to trading and feeling a bit overwhelmed. I've been reading about algorithmic trading for weeks but still don't really understand how it all works.

Leave a Reply

Your email address will not be published. Required fields are marked *